Nigerians and Borrowing

If your nose goes up at the word ‘borrowing’ and we catch you ehn! We all borrow to live in these tough days. These are not times to beat your chest and claim that “I can do it myself”. You, my friend, will disappear! Times are challenging, and it’s okay to borrow and lend from each other.

But trust Nigerians to borrow themselves into trouble. Everything has to be done in moderation for anything to make sense.  Here are the smartest things to borrow right now:

A Stunning Wedding Dress

1. Wedding Dress:

Why spend all your life’s savings on a dress you will wear only once? There are smarter ways to spend those thousands of Naira. Social media is filled with businesses that offer this. All at a fraction of the cost.

Tiwa Savage in her beautiful Wedding Dress

2. Data:

Data is one of the most essential commodities at the moment. The world is expanding quickly and this global village is getting smaller thanks to the internet.

As it turns out, you can borrow data these days and save yourself from the wahala of searching for an ATM, a scratch card, a friend or whatnots.

For instance, MTN has the XtraTime that gives you access to 25MB to 3.5GB. It’s easy to borrow all you have to do is dial *606#. You need to be a prepaid customer with a registered number which has been on the MTN network for more than 3 months.

A pair of Christian Louboutin shoes

3. Designer handbags and shoes:

Yes, for a fraction of the amount, you can get some really expensive designer shoes! You get to flex without the stress of the financial load. The only snag is that you have to be extremely careful when you get this kind of rental. One scratch on a pair of Louboutin’s can have you coughing up over N300,000. So, careful.

A Marc Jacobs Bag

Makes sense right? You don’t have to break the bank to look good, play on the internet or make a splash at your wedding. Are there other things you know?